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Final Expense Insurance


Final Expense Insurance quote form
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Final Expense Insurance Quote Form


Final Expense Insurance Information

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Designed to help your loved ones manage a difficult time and give you peace of mind, and provide you the ability to tailor your coverage to your needs.

Best of All, these Whole life plans are:

* AFFORDABLE
* EASILY UNDERWRITTEN (over the phone the same day)
* DON'T REQUIRE A PARAMEDICAL EXAM

Plan Highlights:

•Benefits never decrease
•Premiums never increase
•Living Benefits Available if a terminal illness strikes
•Benefits generally pass to your beneficiary free of taxes
•Benefits paid in single lump sum or other options are available
Face amounts from $2,000 to $100,000
•Premium payment plans: single pay; 10 year; or continuous

 

EquiLIFE LEGACY® 1:

•Full coverage from the first day
•Optional, for additional premium - Accidental death benefit - double the face amount, triple benefits if death occurs while riding
 in a common carrier or due to a terrorist attack
•Optional, for additional premium - When confined in a nursing home, no premium payments required

EquiLIFE LEGACY® 2:

•During the first 12 months, the benefit is 30% of the chosen benefit; from the 13th through the 24th month, the benefit is 70%;
beginning with the 25th month, the full benefit is payable.  If your death is the result of an accident, the full benefit is payable from the first day of coverage 

EquiLIFE LEGACY® 3:

•If your death occurs during the first 24 months, all of your premiums, plus 10% interest, will be paid to your beneficiary. After 24 months, the full benefit is payable.  If your death is the result of an accident, the full benefit is payable from the first day of coverage

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